Households made substantial additional investments in investment funds in September. Photo: Antti Aimo-Koivisto / Lehtikuva
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Finnish households invested a record amount in investment funds in September 2025, marking the highest monthly net inflow since data collection began in 2009. According to the Bank of Finland, households subscribed a net total of €438 million across domestic and foreign funds, with €376 million directed at Finnish funds alone.
The surge lifted domestic fund holdings to an all-time high of €41.6 billion at the end of the month. Foreign fund holdings also reached a record €9.9 billion.
Equity funds attracted the largest share of new investments, totalling €199 million, followed by bond funds at €110 million.
The value of fund holdings also appreciated over the month, adding €478 million to household portfolios. Equity and mixed funds contributed €290 million and €106 million, respectively, to the gains.
Of all domestic fund assets held by households, 44 percent were in equity funds, 28 percent in bond funds and 19 percent in mixed funds.
In addition to Finnish funds, households placed €62 million into foreign funds in September. Most foreign fund assets were in equities, accounting for 77 percent of those holdings.
From January to September, household subscriptions to investment funds rose 19 percent year-on-year, reflecting increased participation in capital markets.
The growth in investment comes alongside strong domestic equity performance. In September alone, households made net investments of €47 million in quoted shares. The total value of their shareholdings rose by €512 million to €54.8 billion.
Domestic shares have delivered a return of 22 percent so far in 2025, significantly higher than the 5 percent return on foreign shares. Despite the current year’s outperformance, foreign equities have yielded higher long-term gains. Since the start of 2023, households’ foreign shareholdings have returned 35 percent, compared with 16 percent for domestic holdings.
The share of foreign equities in Finnish household portfolios has steadily increased. At the end of September 2025, they accounted for 15 percent of all quoted shares held, up from 12 percent two years ago.
HT
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Source: www.helsinkitimes.fi
